Smart Tools for Lands buyers
Buying a Lands is a big step, and planning your budget shouldn’t feel overwhelming. Our easy-to-use mortgage calculator helps you see your monthly payments, explore options, and feel confident about your next move.
Get Financing
Whether you’re purchasing land or ready to build your dream home, Texas Land Investment connects you with trusted financing partners who make the process simple and transparent.
Work with Our Partners:
Ann Geske
Residential Financing Expert
Specializing in residential property and home construction loans.
Austin Araño
Commercial Financing Specialist
Experienced in financing commercial and investment properties.
Choose an option below to get started:
Get Financing for Land
Get Financing to Build on Your New Piece of Land
Most Common Requirements & What You’ll Need
To get approved for land or construction financing, you’ll typically need the following details and documentation:
Land Information: Property address or parcel ID, acreage, and zoning type.
Property Type: Residential, agricultural, or commercial use.
Access & Utilities: Road access, water, electricity, and other essential connections.
Financial Requirements: Income verification, bank statements, and proof of employment.
Down Payment: Usually between 15% – 30%, depending on loan type and credit.
Credit Score: A minimum score of 620+ is often preferred, but stronger credit may qualify for better terms.
Tips for Strong Approval
Boost your chances of getting approved quickly and at better rates by following these steps:
Keep your credit utilization low and avoid taking on new debt before applying.
Prepare a clear budget and purpose for your land or construction project.
Gather all financial documents early to speed up processing.
Work with our recommended partners who understand Texas land financing requirements.
Be transparent about your income, debts, and land plans to help lenders tailor your loan options.